Which of the following is not considered a long-term retirement benefit?

Commissary access is not considered a long-term retirement benefit in the same way as the other options listed. Long-term retirement benefits typically provide ongoing financial support or essential services that last throughout retirement.

For instance, TRICARE offers healthcare coverage specifically designed for military retirees and their families, ensuring they have access to necessary medical services long after they have left active duty. A pension with lifetime monthly pay represents a steady source of income for retirees, offering financial security for the duration of their lives. Similarly, retirement healthcare benefits provide necessary medical support, contributing significantly to a retiree’s overall welfare and security.

In contrast, commissary access provides a means to purchase groceries at discounted prices, but it does not guarantee ongoing financial stability or health coverage, making it more of a benefit related to convenience rather than a fundamental component of long-term retirement planning. Therefore, it stands apart from the other options, which are designed to sustain retirees in essential ways throughout their retirement years.